Working capital from $5,000 to $500,000 for U.S. small and mid-sized businesses — with decisions in as little as one business day and funding in as little as 24 hours.
Why Ten Figure Finance
Decisions in as little as one business day and funding in as little as 24 hours after you sign.
We underwrite on the strength of your business’s revenue and cash flow, not collateral alone.
Every offer discloses the advance amount, total payback, repayment structure, and every fee.
Each application is reviewed by a person. Reach us Monday–Friday, 9:00 a.m.–6:00 p.m. Eastern.
How it works
A simple, transparent process built around the way real businesses operate.
Complete the secure application and share recent business bank statements. Most applications take less than five minutes.
A real underwriter reviews your revenue, bank activity, and — with your authorization — credit. If approved, you receive a written offer with all required disclosures.
Sign electronically and receive funds via ACH, typically within one business day of signing.
Products
Each product is sized to your monthly revenue and risk profile, with terms and pricing determined during underwriting.
A purchase of a fixed amount of your future receivables, repaid as a small percentage of daily or weekly sales.
Funding repaid through fixed daily or weekly ACH debits, structured against verified business revenue rather than personal collateral.
Capital for the purchase or refinance of business equipment, with the financed equipment serving as primary collateral.
Revolving working-capital lines provided in partnership with select third-party lenders, subject to their underwriting and approval.
Put your capital to work
Work directly with a real, U.S.-based underwriting team. Whatever your goal, we help you choose a working-capital product that fits — no middleman, no runaround.
Industries we fund
We work with operating businesses across many sectors. Restrictions and excluded industries are confirmed during underwriting.
Minimums vary by product and are confirmed during underwriting.
FAQ
Advance amounts range from $5,000 to $500,000, sized to your monthly revenue and determined during underwriting.
Decisions can come in as little as one business day, with funds deposited via ACH in as little as 24 hours after approval and signing.
Most working-capital products require at least 3 months in business (longer for larger amounts) and about $10,000 in minimum monthly revenue. A personal guaranty from at least one principal is generally required.
Repayment is made through daily or weekly ACH debits, with a typical estimated payoff of 3 to 18 months depending on the product and your profile.
Basic information about your business and its principal owner, plus recent business bank statements. Most applications take less than five minutes.
We consider U.S. businesses in all 50 states, subject to applicable state requirements.
No. Ten Figure Finance is not a bank. Products offered include merchant cash advances and related working-capital products; not all applicants will qualify and terms vary by applicant profile.
Apply in minutes and get a decision in as little as one business day.
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